A revolution in credit decisioning
Analyze your customers' financial situation in a matter of seconds and make instant, effective decisions thanks to our solutions specially designed for credit granting.
Deliver an optimal customer experience
Apply for credit or instalments with just a few clicks
Instant bank data sharing
Better conversion thanks to a seamless 100% digital journey
Boost your acceptance rate, control your cost of risk
Reliable, comprehensive data
Precise, credit-oriented data categorization
Risk indicators
Open Banking
for aninformed credit decisions
Open Banking refers to the secure sharing of banking data (DSP2) with a third party to benefit from various financial services.
Open Banking provides a smoother, 100% digital customer experience, with, in the case of a credit application, the possibility of obtaining preferential offers and an instant response.
When it comes to credit decisioning, Open Banking provides access to reliable, up-to-date data for faster, fairer, more inclusive and less risky credit decisions.
Solutions tailored to each and every use cases
The Algoan credit decisioning journey
From the customer journey to the decision making, Algoan offers a global solution for more efficient credit decisions.
Our solutions enable you to access your customers' banking data and analyze it in a matter of seconds using our cutting-edge algorithms. The result of this analysis is then accessible via API, or visible on Dashboard.
With over 90 categories with an unrivalled degree of accuracy (99%) and multiple creditworthiness indicators, banking data analysis gives you access to new knowledge and granularity for faster, more accurate decision-making.
Why Algoan?
Safety as a priority
Security and regulatory compliance (RGPD, DSP2) as pillars of our product strategy and infrastructures.
Customized support
A team of experts in data analysis, risk management, legal compliance and cutting-edge technologies.
Strategic partnerships
A network of high value-added partners to provide a comprehensive response to your needs.
They're talking about us
How can Algoan help with your project ?
Would you like to change the way you make credit decisions? Let's talk!
