transaction data

Secure sharing of banking data

Instantly retrieve your customers' financial data from any credit application path.

Algoan is registered with the ACPR (Banque de France)

as an Account Information Service Provider (AISP).

Registration no. 17728

Transaction Data is a turnkey interface for securely sharing your prospects' Open Banking data, in compliance with the Payment Services Directive (PSD2).

Our aggregation path has been designed to overcome the main obstacles your prospects face when it comes to providing access to their banking history. We've designed each step to maximize conversion.

What's more, integrating Transaction Data into your credit underwriting process is quick and easy, enabling you to quickly take advantage of our Credit Insights and Credit Score products.

Simplified integration

Use our bank data aggregation solution to ensure seamless compatibility with our products and avoid additional development.

A unique partner

From bank aggregation to credit scoring, Algoan is your one-stop shop for Open Banking innovations related to credit decisions.

An interface to match your image

Transaction Data can be configured to fit seamlessly into your credit application process: add your logo, main color, button radius... and a range of other options.

Would you like to find out more about Transaction Data?

Download our product sheet.

Questions about Transaction Data?

See our FAQ or contact us for more information.

How do I use Transaction Data?

To activate Transaction Data in your project, please contact an Algoan sales representative.

Is Transaction Data required to use Credit Score?

No, Transaction Data is not mandatory. You can use Open Banking data retrieved by any other means, as long as you comply with Algoan's API format. However, Transaction Data is the solution natively compatible with Credit Score and Credit Insights. So using Transaction Data simplifies your integration.

What does Transaction Data cover?

For the moment, Transaction Data is only available in France, but other countries will soon be able to benefit from this product. Please contact us to discuss your requirements.

A project? A question? 

Would you like to change the way you make credit decisions? Let's talk!