A new standard
for credit decision-making
Make the best decisions
with our solutions specifically designed for credit and payment.
Algoan, how does it work?
Algoan,
comment ça marche ?
A single partner
Bank connection
Transaction Data securely retrieves your customers' banking data through an interface optimized for credit and payment use cases.
Customer journey (credit or payment facilities)
Our Onboarding solution enables you to create a turnkey journey tailored to your needs.
Solvency and fraud analysis
Credit Insights analyzes the financial situation, while Shield generates a fraud score to determine the reliability of a credit application.
Credit score
Our Credit Score product delivers a behavioral score reflecting the probability of default.
Visualisation & monitoring
With Dashboard, financial data, their analysis, and the score are accessible through a single, customizable interface.
From the customer journey to the credit decision, Algoan offers a comprehensive solution for making more efficient credit decisions.
Our solutions allow you to access your customers' banking data and analyze it within seconds using our cutting-edge algorithms.The results of this analysis are then available via API or displayed on a Dashboard.
With more than 90 categories featuring unmatched accuracy (99%) and multiple solvency indicators, the analysis of banking data provides you with new levels of insight and granularity to make faster and fairer decisions.
Customers stories
“
Being able to offer a fully digital process without additional documents, combined with precise credit risk management, represents the future of credit. Algoan provides cutting-edge technology on the market, making our collaboration a natural fit.
”
Head of Lending
“
The initial results are promising, and it is clear that the system is very well suited for e-commerce financing. We are quite convinced that the promise of a streamlined process and quick decision-making will also encourage applicants for personal loans and revolving credit to grant access to their banking history.
”
Business Development Director
“
This helped Noelse offer solutions that are increasingly aligned with customers' needs while avoiding putting them in a situation of financial vulnerability.
”
Marketing Director
“
Working with Algoan, a European leader in Open Banking scoring technology, we were able to deliver a real step up in score performance and achieve our initial conversion objectives.
”
Chief Risk Officer
Deliver an optimal customer experience
Apply for credit or instalments with just a few clicks
Instant bank data sharing Open Banking
Better conversion thanks to a seamless 100% digital journey
Boost your acceptance rate, control your risk cost
Reliable and comprehensive data
Accurate banking categorization tailored for credit granting
Risk indicators
Multiple use cases
Offer your customers the experience of an instant credit application
Gain true control over your risk without compromising the purchasing experience
Make better decisions by optimizing your processes
Revolutionize the car financing experience, both in dealerships and remotely
Simplify your granting processes with a 100% digital tool.
Offer your customers an optimal subscription experience.
Offer a fast and seamless subscription journey with controlled risk.
Why Algoan?
categorization
Security as a priority
Security and compliance challenges (GDPR, PSD2) are pillars of our product strategy and infrastructure.
Learn more
Tailored support
A team of experts in data analysis, risk management, legal compliance, and cutting-edge technologies.
Strategic partnerships
A network of high-value partners to provide a comprehensive response to your needs.
They're talking about us
A project? A question?
Looking to change the way you make credit decisions? Let's talk!
