For an efficient and fair credit decision
A team united around a common goal: to make the granting of credit simpler and more inclusive for consumers, and faster and safer for lenders.
Our history
In 2018, Michaël, ex-Director of R&D at Dassault Systèmes, and Paul, ex-Director of Structured Finances at Fitch Ratings, joined forces to found Algoan, a fintech pioneering credit decisioning based on Open Banking data.
Convinced that there is an alternative to traditional credit granting, based on sometimes unfair and inefficient socio-demographic criteria and long, complicated processes, the co-founders see the potential of Open Banking data to enable automatic, much more efficient credit decisioning.
Thanks to their complementary skills, they have formed a multi-disciplinary team to create cutting-edge algorithms that are revolutionizing credit decisioning.
Today, Algoan products are used by some of France's biggest banks and are deployed in several European countries.
Our vision
By allowing banking data to be shared freely, Open Banking gives consumers back the power over their finances.
Real-time management of accounts, savings and investments, access to new, more personalized services, protection against overindebtedness... Open Banking enables everyone to make informed decisions about their money.
At Algoan, we are determined to use this tremendous lever for innovation to support the major banking players towards a more virtuous and inclusive form of finance, at the service of individuals and their projects.
Our expertise
Head of Data Science
Data Analyst
Product Manager
Chief Product Officer
Lead Backend Developer
Co-founder & CEO
Back-End Developer
Fullstack Engineer
Our recommendations
Independent Board MemberEx. Global Head of BNP Paribas Personal Finance
Independent Board MemberEx. Senior VP Analytics & Risk Modelling at Experian
Seventure Board member
Founder & Ex. CEO of Monext
Ex. Senior EMEA Sales Executive at Experian
Cerberus Board Member
Head of Investment & Corporate Development at MyMoneyBank
Our partners
Our values
Our commitments
Our commitment to the environment
Algoan encourages soft mobility among its employees, enabling them to purchase bicycles according to their needs thanks to a partnership with BeeToGreen.
https://beetogreen.com/
Our commitment to well-being and inclusion in the workplace
Every year, Algoan takes part in the "Choose my company" ranking, which assesses employee satisfaction. This approach enables us to ensure the team's well-being, and to consider levers for improvement to ensure that Algoan remains a great place to work.
https://choosemycompany.com/fr/avis-certifies/170737.algoan/salaries
By joining the IDEA Pact collective, Algoan is committed to acting in favor of Diversity, Inclusion, Equity and Accessibility (IDEA) in order to participate in a fairer professional world.
A project? A question?
Would you like to change the way you make credit decisions? Let's talk!
