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1st Payment Scoring solution in the market that helps BNPL players better manage their credit risk.
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Open Banking-based credit scoring that instantly assesses consumers’ affordability.
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A responsible way to protect consumers from over-indebtedness.
Lower your default risk
Reduce your default risk by up to 40% and prevent your company from unpaid debts with our instant payment score. Improve profitability with better risk management!
A Tailor-made score for BNPL
Our behavioural Payment Score returns a simple score (ranging from 1 to 10) that helps automate your BNPL origination decisions. It’s time to lead the responsible wave…🤗
Seamless checkout
Algoan offers BNPL players a simple solution to accurately assess the affordability and creditworthiness of a customer in real-time at checkout and without any friction in the customer journey.

Key benefits
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One API for all markets
Our Payment Score API is international by design.
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Leverage Open Banking
Decision-based on factual, comprehensive, and recent data.
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Smooth integration
Integrate our Payment Scoring API with just a few lines of code.
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Security & Data Confidentiality
GDPR and PSD2 compliance are at the core of what we do.
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