• 1

    1st Payment Scoring solution in the market that helps BNPL players better manage their credit risk.

  • 2

    Open Banking-based credit scoring that instantly assesses consumers’ affordability.

  • 3

    A responsible way to protect consumers from over-indebtedness.

Lower your default risk

Reduce your default risk by up to 40% and prevent your company from unpaid debts with our instant payment score. Improve profitability with better risk management!

A Tailor-made score for BNPL

Our behavioural Payment Score returns a simple score (ranging from 1 to 10) that helps automate your BNPL origination decisions. It’s time to lead the responsible wave…🤗

Seamless checkout

Algoan offers BNPL players a simple solution to accurately assess the affordability and creditworthiness of a customer in real-time at checkout and without any friction in the customer journey.

Payment Scoring API

Connect to our API and test our Open Banking-based scoring solutions

Key benefits

  • One API for all markets

    Our Payment Score API is international by design.

  • Leverage Open Banking

    Decision-based on factual, comprehensive, and recent data.

  • Smooth integration

    Integrate our Payment Scoring API with just a few lines of code.

  • Security & Data Confidentiality

    GDPR and PSD2 compliance are at the core of what we do.

Trusted by

Are you ready?

Contact our Sales to learn more about our products