Payment scoring API powered by Open Banking
1st Payment Scoring solution in the market that helps BNPL players better manage their credit risk.
Open Banking-based credit scoring that instantly assesses consumers’ affordability.
A responsible way to protect consumers from over-indebtedness.
Lower your default risk
Reduce your default risk by up to 40% and prevent your company from unpaid debts with our instant payment score. Improve profitability with better risk management!
A Tailor-made score for BNPL
Our behavioural Payment Score returns a simple score (ranging from 1 to 10) that helps automate your BNPL origination decisions. It’s time to lead the responsible wave…🤗
Algoan offers BNPL players a simple solution to accurately assess the affordability and creditworthiness of a customer in real-time at checkout and without any friction in the customer journey.
Connect to our API and test our Open Banking-based scoring solutions
One API for all markets
Our Payment Score API is international by design.
Leverage Open Banking
Decision-based on factual, comprehensive, and recent data.
Integrate our Payment Scoring API with just a few lines of code.
Security & Data Confidentiality
GDPR and PSD2 compliance are at the core of what we do.