Best in class proprietary scoring model. Supported by dynamic customer information based on financial behavior rather than static and declarative socio-demographic data.
Fairer and more responsible access to credit. Algoan Score aims at decreasing lenders’ risk while still granting more loans.
Optimize your ‘time to yes’. You don’t need hours and days to assess your applicants’ situation. Algoan score is instantaneous.
Increase acceptance rate while
decreasing the risk
Grow your customer base by accepting more loan requests with confidence. Algoan Score combines transactional data directly retrieved from banks and machine learning technology to help you lower your risk.
Be fair and gives Millennials access to credit.
Algoan Score is based on data directly retrieved from the applicant’s bank. This data cannot be altered or modified, which eliminates the risk of fraud based on document falsification and guarantees data integrity.
Connect to our API and test our Open Banking-based Credit Scoring solutions
Lending categorization specialty
No more imprecise and generic categorization tools. We know the credit specificities.
Bank transaction data in all forms and languages is no secret to our categorisation and enrichment tools.
Retrieves a dynamic and overall view of a borrower’s financial situation for better lending decisions.
Integrate our API with just a few lines of code thanks to our documentation.
Unleash the Power of Open Banking Data
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