Lending

Enhance your acceptance rate while reducing your credit risk

  • Powerful & qualitative data
  • Faster time to decision
  • Responsible Credit Decision
Payment

Better assess consumer affordability before split payment financing

  • Instant BNPL origination decisions
  • Reduced default risk
  • A global market-agnostic API

Trusted by

  • Cofidis Open Banking
  • Worldline Logo
  • Cazoo Logo

Build a seamless credit experience

Implement our API in a snap thanks to our best-in-class developer documentation.
Let’s set up the best Credit & Payment Scoring journey!

Why Algoan

  • Flexibility & expertise

    We combine expertise from the scoring and credit industry with the agility of a start-up.

  • Best-in-class technology

    A plug & play API technology with no interference with your IT infrastructure and no need for extra developments.

  • Security & confidentiality

    GDPR and PSD2 compliance are at the core of what we do. Our infrastructure benefits from the highest level of security of Google Cloud.

Differences credit scoring open banking

Discover the 7 differences between classic Credit Scoring
and Open Banking Credit Scoring.