Lending

We help lenders make the best credit risk decisions by leveraging Open Banking

  • More accepted applicants
  • Better risk management
  • Faster Time-to-yes
Payment

We lead the responsible way to offer BNPL players a way to assess consumer affordability

  • Instant BNPL origination decisions
  • Reduced default risk
  • One API for all markets

Trusted by

  • Cofidis Open Banking

Build a seamless credit experience

Implement our API in a snap thanks to our best-in-class developer documentation.
Let’s set up the best Credit & Payment Scoring journey!

Why work with us

  • The best of two worlds

    We combine expertise from the scoring and credit industry with the agility of a start-up.

  • Technology developers love

    A plug & play API technology with no interference with your IT infrastructure and no need for extra developments.

  • Security & Data Confidentiality

    GDPR and PSD2 compliance are at the core of what we do. Our infrastructure benefits from the highest level of security of Google Cloud.

Differences credit scoring open banking

Discover the 7 differences between classic Credit Scoring
and Open Banking Credit Scoring.